We will then begin to build a tax-smart plan for your financial success. Our comprehensive financial planning services include risk assessment, retirement planning, estate planning, tax planning, education planning and cash management.
Our philosophy is to manage your taxes and financial assets in a way that works best for you. We design your portfolio to help you pursue your financial goals without taking on more risk or tax liability than necessary.
We have a fantastic client portfolio of individuals, businesses, corporate executives, and retirees. Our clients keep us busy but we maintain a personal relationship with each one. They are at the center of everything we do.
We review client portfolios quarterly but can meet more frequently if you experience major life changes. All of our clients receive comprehensive statements quarterly in addition to having 24-hour online access.
For a complete list of fees and available services, please consult the most current form ADV (Part 2A) and the client Services agreement that you may obtain from your advisor.
A complete range of tailored financial services for individuals and businesses.
The Financial Planning or Consulting services listed are generally those offered under the Wealth Advisory Services Agreement. However, fees and services are customized with each client agreement. For a complete list of fees and available services, please consult the most current Form ADV Part 2A and the Wealth Advisory Services Agreement that you may obtain from your Investment Advisor Representative.
In a fee-based account, clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the cost of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm's ADV Part 2 as well as the client agreement.
Investing involves risk and you may incur a profit or loss regardless of strategy selected, including asset allocation and diversification.